Bridge Fund: Interest-free loan of up to €80,000

What's it about?

The Bridge Fund helps civil society projects in Germany when public funding has been approved but the payment will be made later. You can apply for an interest-free loan as a one-time payment: €20,000–80,000 per organization. The loan term is a maximum of 6 months from the date the contract is signed; you specify the period in your application. As soon as the public funds are received, you repay the loan. Applications are accepted on an ongoing basis; currently, the fund has been fully utilized.

Timeframe Ongoing (no application deadline)
Grant Amount 20,000–80,000 € (interest-free loan, lump-sum payment)
Area Democracy and Participation

Application Form

Documents to be submitted (excerpt): Exemption notice, registration/incorporation documents, articles of association, funding approval, project proposal including a financial plan, and current financial statements.

What is covered?

  • Temporary financial assistance when promised public funding (from the federal government or the states) is paid out later.
  • Funding is provided in the form of an interest-free loan as a one-time payment (€20,000–80,000).
  • Term: maximum of 6 months from the date the contract is signed (the period is specified in the application).

Who can submit an application?

  • Organizations or civil society projects in Germany that have received a formal notification of funding for the 2026 funding year (e.g., a grant award letter, confirmation of early project start, or an approval email).
  • That cannot bridge the gap until payment is made without support.
  • Not eligible: Bridging funding after project completion.
  • Not eligible: Projects without a public funding commitment.

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